Tong Shang International Commercial Bank (Gambia)
EN

Business banking

A banker who knows your trade.

Accounts, working capital and payments for traders, SMEs and larger companies, with people who understand buying, selling and paying across borders.

Talk to a business banker International and trade
Pro forma invoice Bill of lading Letter of credit
The paper that lets goods move, handled at the trade desk.

01 · Accounts

Accounts built for running a business.

Two accounts, each suited to a different job in the business.

Business current account

For day-to-day trading.

For
Sole traders, SMEs and larger companies handling day-to-day transactions.
What it does
Pays suppliers, receives customers, and keeps statements for your books.
To open
A director or owner visits the head office with the business's registration documents and identification. Our staff confirm what is needed.

Business deposit account

For money the business can set aside for an agreed term.

For
Businesses that can set a sum aside for a period.
What it does
Holds a deposit for an agreed term, set out with you at the head office.
To open
A director or owner visits the head office with the business's registration documents and identification. Our staff confirm what is needed.

02 · Lending

Working capital, and capital that works.

01

Working capital finance

Financing for day-to-day operating needs, such as stock or short-term cash flow. Ask us for the terms.

02

Term loans for equipment and premises

Financing for equipment, machinery or premises, repaid over an agreed term. Ask us for the terms.

03

Trade and supply finance

Finance tied to buying and selling goods, including trade with international partners. Ask us for the terms.

04

Bank guarantees

A commitment from the bank that stands behind an agreement you have made. Ask us for the terms.

03 · Running the business

The everyday, handled.

01

Payroll through the bank

Pay staff salaries through the bank each pay period.

02

Merchant payments with Tong Shang Pay

Accept payments from customers through Tong Shang Pay, part of the Tong Shang app, in development.

03

Statements and reporting

Regular statements and reports to keep your books current.

A note on how business banking is arranged

Business banking is arranged in person at the head office. A member of staff explains the terms in plain language before your business signs.

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Contact

Come and see us.

Visit No. 11 Gambia Street
The Gambia
Call +220 399 9746
Write [email protected]
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