Closing time at the market
A trader deciding between stock and a supplier
Illustrative conversation. Ask Tong explains what is due and what waiting costs, and prepares a credit request only if you ask. Two more conversations.
Tong Shang International Commercial Bank (Gambia)
Take You Forward and Growth Together.
Accounts, loans, trade finance, foreign exchange and transfers for the people and businesses of The Gambia, from a bank you can walk into. And, in development, the Tong Shang app with Ask Tong, your personal CFO.
Illustrative conversation. Amounts are examples. See the full app
01 · Your personal CFO
Executives have someone who watches the money, plans ahead and prepares decisions. The Tong Shang app gives that to every customer, grounded in your own accounts. It is the centre of the app, and the reason we say banking re-imagined.
Every account, payment and loan in one view, explained in plain words, with the source of each number shown.
02School fees, rent, stock for the shop, money for family. Ask Tong shows what is due, what is possible and what to move first.
03Ask Tong prepares a payment, a transfer or a credit request and lays out the consequences. Nothing moves until you confirm.
A trader deciding between stock and a supplier
Illustrative conversation. Ask Tong explains what is due and what waiting costs, and prepares a credit request only if you ask. Two more conversations.
The Tong Shang app is in development. There is no release date to announce yet. Every service on this site is available in person at the head office today.
02 · What we do
Four doors into the same bank. Whichever you use, the same people and the same records stand behind it.
Accounts and everyday money for individuals and families.
Working capital, payments and a banker who knows your trade.
Move goods and money between The Gambia, China and the world.
Your accounts on your phone, with Ask Tong as your personal CFO.
03 · Rates
| Currency | We buy | We sell |
|---|---|---|
| US dollarUSD | 71.50 | 73.00 |
| EuroEUR | 78.20 | 80.10 |
| British poundGBP | 91.40 | 93.60 |
| Chinese yuanCNY | 9.85 | 10.20 |
Illustrative rates for this demonstration. The bank sets live rates each morning.
04 · The bank behind it
Our head office is on Gambia Street. Come in, ask questions, and leave with clear answers and the paperwork you need.
Tong Shang was founded by Gambian and international partners. That mix shapes how we think about trade, currency and the businesses that connect The Gambia to the world.
The slogan is not decoration. We grow when the families and businesses banking with us grow, so we explain our terms in plain language.
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